Selling a house
Cash home buyer vs. real estate agent
If the house is in good shape and you have time, listing often brings a higher price. If it needs work or you need simplicity, a direct sale can be the better trade.
Side by side
| Direct cash buyer | Listing with an agent | |
|---|---|---|
| Repairs | Sold as-is | Often negotiated after inspection |
| Showings | A walk-through with the buyer | Open houses and showings |
| Commission | None on a direct sale | Usually paid at closing |
| Financing risk | No lender approval on a cash purchase | A buyer's loan can fall through |
| Price | Usually lower | Often higher for a house in good condition |
| Who it suits | Inherited, tired or damaged houses, tight timelines | Move-in ready houses and sellers with time |
General comparison. Details vary by company and contract. Not legal or financial advice.
Be wary of anyone who says one is always better. Ask a cash buyer how they arrive at the number, and ask an agent what the house would net you after repairs, commission and time. Compare those two numbers.
Common questions
Is selling to a cash buyer a good idea?
Can I sell if I still owe on the mortgage?
What if my house has tenants?
Related comparisons
Wholesaler vs. real estate agent
An agent represents you for a commission. A wholesaler works their own side of the deal. Neither is wrong,...
Local cash buyer vs. iBuyer
An iBuyer is a company that makes algorithm-driven offers, usually on newer homes in good condition. A local...
Direct buyer vs. cash-offer marketplace
A marketplace passes your request to buyers. A direct buyer is the buyer. Both can work, so it helps to know...
Talk to Julian
Call or text with the address or the project. You get a straight answer on what makes sense next.